Prepayment vs Invest Calculator

A mathematically fair comparison of debt reduction vs. capital growth.

Debt Settings

Wealth Settings

Interest Saved

₹0

Break-even ROI

0%

Optimized Choice

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Time Advantage

0 Months
Model Context: 1. Net Worth = (Liquid Assets - Deferred Tax) - Loan Liability. 2. Tax is calculated on a "Redemption Basis" (only on gains). 3. Prepay path includes re-investing the full EMI once the debt is cleared.

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