Loan Moratorium Calculator
Interest accrued during moratorium will be added to the outstanding loan amount.
Loan Moratorium Calculator Guide
What it does: This tool helps you estimate the impact of pausing your loan repayments during a moratorium period. It shows how your remaining loan balance and total interest will change.
How to Use:
- Enter your Loan Amount (e.g., 10,000).
- Set your Interest Rate (annual %).
- Choose your Loan Tenure (in months or years).
- Select the Moratorium Period (how long repayments are paused).
- Click Calculate to see results.
Example:
If you have a loan of 10,000 at 8% annual interest for 2 years, and you take a 3-month moratorium, the calculator will show:
- Revised EMI after moratorium
- Extra interest due to pause
- Total repayment amount
Disclaimer: This is an estimate. Actual figures may vary based on your lender’s policies. Please reach out to your financial advisor before taking any decision, we don’t offer any advice.