Home Loan Readiness Calculator | Check Your Mortgage Eligibility

Home Loan Readiness Calculator

Discover if you’re financially ready for a home loan and get personalized recommendations to improve your mortgage approval chances.

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Comprehensive Analysis

Evaluate your debt-to-income ratio, FOIR, credit score, and more

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Personalized Action Plan

Get specific steps to improve your loan approval chances

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Instant Results

Real-time calculations with detailed explanations

Step 1 of 6

Personal Information

Tell us about yourself to get started

Age

Employment Type

Years in Current Job

Income Information

Provide details about your monthly income

Monthly Salary (Net Take-home)

Other Monthly Income

Spouse Monthly Income

Current Financial Obligations

Tell us about your existing debts and expenses

Existing EMIs (Total Monthly)

Credit Card Outstanding

Monthly Living Expenses

Savings & Assets

Information about your current financial reserves

Total Liquid Savings

Emergency Fund

Other Investments

Property & Loan Details

Details about the property you’re planning to buy

Expected Property Value

Available Down Payment

Preferred Loan Tenure (Years)

Credit Profile

Your credit score significantly impacts loan approval

Credit Score Range

Credit History Length

Home Loan Readiness Calculator

Comprehensive Analysis

Personalized Action Plan

Instant Results

Personal Information

Income Information

Current Financial Obligations

Savings & Assets

Property & Loan Details

Credit Profile

Your Home Loan Readiness Report

Personalized Recommendations

Your Action Plan

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