Step-up SIP with initial lumpsum/Investment
User Guide: Step-up SIP Calculator
- Enter Initial Monthly Investment Amount (Rs.): In the "Initial Monthly Investment Amount" field, input the amount you plan to invest each month. For example, if you want to invest Rs. 5,000 every month, type "5000" in this field.
- Enter Investment Period (years): In the "Investment Period" field, specify the number of years you plan to invest. For instance, if you want to invest for 5 years, enter "5" in this field.
- Enter Expected Annual Returns (%): In the "Expected Annual Returns" field, provide the annual interest rate you expect to earn on your investments. If you anticipate a 10% annual return, input "10."
- Enter Annual Step-up Percentage (%): If you plan to increase your monthly investment by a certain percentage each year, specify it in the "Annual Step-up Percentage" field. For example, if you intend to increase your investment by 10% annually, enter "10."
- Click "Calculate": After entering the required information, click the "Calculate" button.
- Review the Results:
- Invested Amount: This section will display the total amount you've invested over the specified period.
- Estimated Gain: It shows the estimated gain or returns on your investments.
- Total Value: This is the total value of your investments after the specified period.
- Repeat for Different Scenarios: You can use this calculator to explore various investment scenarios by changing the input values and clicking "Calculate" again.
Remember that the SIP calculator assumes that you reinvest your earnings each month, and the annual step-up percentage is applied at the start of each year (12 months). This calculator provides an estimate of your investments' performance based on the input data.