Quick User Guide

1. Select Currency: Pick your preferred currency for display.
2. Initial Lumpsum Amount: One-time investment amount (e.g., 10,000).
3. Monthly SIP Amount: Monthly contribution (e.g., 500).
4. Investment Period: Number of years to invest (e.g., 10).
5. Expected Annual Return (%): Average yearly return rate (e.g., 12).
6. Step-Up (%): Annual increase rate of your SIP (e.g., 10 for 10%).
7. Step-Up Frequency: Choose how often the step-up applies (Annually/Half-Yearly/Quarterly).
8. Expected Inflation (%): Optional inflation for real value adjustment (e.g., 6).
9. Click “Calculate”: View total invested, gain, maturity, inflation-adjusted value, breakdown table, and charts.
10. Download CSV: Export your investment details if needed.

Example

• Currency: ₹
• Initial Lumpsum: 10,000
• Monthly SIP: 500
• Period: 10 years
• Return: 12%
• Step-Up: 10% annually
• Inflation: 6%

Click Calculate to see your investment growth, gains, and inflation-adjusted value.

Disclaimer:

This investment calculator is a tool designed for informational purposes only. It provides estimated results based on user-entered data and assumptions. The calculated values are not guaranteed and should not be considered financial advice. Actual investment outcomes may vary, and users are encouraged to consult with financial professionals before making any investment decisions. The calculator assumes certain compounding and step-up logic, and users should verify the appropriateness of these assumptions for their specific situation. The creator of this calculator is not liable for any financial decisions made based on its results. Use this tool responsibly and consider seeking professional financial advice for personalized guidance.