Real Estate

How to Get a House for Cheap: Tips and Strategies

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Finding an affordable home in India’s surging real estate market may seem daunting, but smart buyers who understand market dynamics, leverage government schemes, and employ strategic tactics can still secure properties at attractive prices. With average home prices projected to rise 6.5% in 2025 and 7.5% in 2026, timing and strategy have never been more critical. Government Schemes: Your Gateway to Affordable Housing The Pradhan Mantri Awas Yojana (PMAY) 2.0, launched in 2024, represents India’s most ambitious affordable housing initiative. The …

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Is plotted land a good investment?

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Plotted Land

As India’s middle class expands and purchasing power grows, more people are drawn to the idea of owning land in plotted societies and gated communities, particularly on the outskirts of major cities like Bengaluru, Mumbai, and NCR. This shift represents a fundamental change in how Indians view property ownership, moving beyond cramped apartments to seek space, privacy, and customization options. But is this trend a wise investment strategy, or are there hidden pitfalls that investors should be aware of? The …

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Complete Guide to Buying Property from NRIs/OCIs in India: Key Considerations for Buyers

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When property hunting in India’s major cities, buyers often encounter attractive deals involving Non-Resident Indian (NRI) or Overseas Citizen of India (OCI) sellers. These transactions present lucrative opportunities but come with specific legal, tax, and procedural requirements that buyers must understand to avoid complications and penalties. Tax Deducted at Source (TDS): Your Primary Obligation The most significant difference when purchasing property from NRIs/OCIs versus resident Indians is the substantially higher TDS rate. Under Section 195 of the Income Tax Act, buyers …

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